{"id":12375,"date":"2024-09-03T18:13:26","date_gmt":"2024-09-03T18:13:26","guid":{"rendered":"https:\/\/udirectira.com\/?p=12375"},"modified":"2024-09-03T18:13:26","modified_gmt":"2024-09-03T18:13:26","slug":"converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes","status":"publish","type":"post","link":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/","title":{"rendered":"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes"},"content":{"rendered":"

Retirement planning involves a myriad of strategies, and one common consideration is whether to convert a Traditional IRA to a Roth IRA. This decision can significantly impact your tax situation and retirement income. Let\u2019s explore whether this conversion strategy can help you avoid taxes and Required Minimum Distributions (RMDs<\/a>) and whether it is the right move for you.<\/p>\n

Understanding the Basics: Traditional IRA vs. Roth IRA<\/h3>\n

Before diving into conversion strategies, it’s essential to understand the differences between a Traditional IRA and a Roth IRA:<\/p>\n

– Traditional IRA: Contributions are typically tax-deductible, which means they reduce your taxable income in the year they are made. However, withdrawals during retirement are taxed as ordinary income. Additionally, Traditional IRAs are subject to RMDs, which begin at age 73.<\/p>\n

– Roth IRA: Contributions are made with after-tax dollars, meaning they do not provide a tax deduction in the year of the contribution. However, withdrawals during retirement are generally tax-free, and Roth IRAs are not subject to RMDs.<\/p>\n

The Roth Conversion Strategy<\/h3>\n

A Roth conversion involves transferring some or all of your assets from a Traditional IRA into a Roth IRA. This conversion can be done at any age and any amount, provided the assets come from a pre-tax portfolio. The main benefit of this strategy is to convert future taxable income into tax-free income. However, it comes with immediate tax implications.<\/p>\n

Why Consider a Roth Conversion?<\/h3>\n

The primary motivation for converting a Traditional IRA to a Roth IRA is to avoid future taxes and RMDs. Here\u2019s how it works:<\/p>\n

– Avoiding RMDs: Traditional IRAs require you to start taking distributions at age 73, which can increase your taxable income and potentially push you into a higher tax bracket. A Roth IRA has no RMDs, allowing your investments to grow tax-free for as long as you live, which can be advantageous if you don\u2019t need the income and want to leave a tax-free inheritance.<\/p>\n

– Tax-Free Withdrawals: Since Roth IRA withdrawals are tax-free, converting to a Roth can be beneficial if you expect to be in a higher tax bracket during retirement. Paying taxes now at a lower rate may save you money in the long run.<\/p>\n

The Tax Implications of a Roth Conversion<\/h3>\n

When you convert a Traditional IRA to a Roth IRA, the amount converted is added to your taxable income for the year. This can result in a significant tax bill, especially if you convert a large sum.<\/p>\n

For example, converting $250,000 from a Traditional IRA to a Roth IRA could result in a tax liability of over $54,000, depending on your tax bracket and other income. Therefore, it\u2019s crucial to plan your conversion strategy carefully to minimize the tax impact.<\/p>\n

Timing and Income Considerations<\/h3>\n

The decision to convert depends largely on your current income, age, and retirement timeline:<\/p>\n

– Younger and Lower-Income: If you are younger and currently have a lower income, a Roth conversion can be more advantageous. You can pay taxes now at a lower rate and allow your investments to grow tax-free for a longer period.<\/p>\n

– Closer to Retirement: If you are closer to retirement or already have a high income, a Roth conversion might not be as beneficial due to the higher taxes you would incur. However, if you plan to leave a tax-free inheritance or want to avoid RMDs, it might still be worth considering.<\/p>\n

Strategies for Managing Taxes During Conversion<\/h3>\n

There are several strategies you can employ to manage the tax burden associated with a Roth conversion:<\/p>\n

1. Convert in Stages Instead of converting your entire IRA at once, consider converting smaller amounts over several years. This can help you avoid pushing yourself into a higher tax bracket and reduce the overall tax burden. For example, converting $200,000 over five years instead of all at once could significantly lower your effective tax rate.<\/p>\n

2. Timing with Low-Income Years: Plan conversions during years when your income is lower, such as after retirement but before RMDs begin. This can minimize the tax impact of the conversion.<\/p>\n

3. Use Other Tax Planning Tools: If you have other deductions or credits available, such as those from charitable contributions, use them to offset the taxes due on the conversion.<\/p>\n

Should You Convert?<\/h3>\n

The decision to convert your Traditional IRA to a Roth IRA is highly personal and depends on many factors, including your current and future income, retirement timeline, and tax considerations.<\/p>\n

Here are some questions to consider:<\/h5>\n

– Do you expect to be in a higher tax bracket in retirement? If so, converting to a Roth IRA now might save you money in the long run.<\/p>\n

– Do you need the income from your IRA? If you don\u2019t need the income and want to avoid RMDs, a Roth conversion might be beneficial.<\/p>\n

– Are you planning to leave your IRA to heirs? Roth IRAs are often more advantageous for heirs since withdrawals are tax-free, and there are no RMDs.<\/p>\n

Tips for a Successful Roth Conversion<\/h3>\n

– Consult a Financial Advisor: A fiduciary financial advisor and\/or a competent tax professional can help you evaluate whether a Roth conversion makes sense for your situation and help you develop a tax-efficient strategy.<\/p>\n

– Plan for Taxes: Make sure you have the cash on hand to pay the taxes due on the conversion. This can prevent you from needing to withdraw from your retirement savings to cover the tax bill.<\/p>\n

-Stay Informed: Tax laws and retirement rules can change. Staying informed about these changes can help you make the most of your retirement savings.<\/p>\n

By carefully considering the timing and amount of your Roth conversion, you can potentially save money on taxes and provide a more secure financial future for yourself and your heirs.<\/p>\n

Conclusion<\/h3>\n

Converting a Traditional IRA to a Roth IRA can be a smart move for some, but it\u2019s not a one-size-fits-all solution. It\u2019s essential to carefully consider your financial situation, including your current and expected future income, tax rates, and retirement plans. Consulting with a financial advisor who understands your unique circumstances can provide valuable guidance and help you make the best decision for your retirement and tax planning needs.<\/p>\n

uDirect IRA Services, LLC is here to help you~!\u00a0 We are not a fiduciary and we do not offer tax or legal advice. We do not recommend specific investments, rather we guide you through the process to self-direct your retirement savings into assets you choose.\u00a0 To get started, we offer a free consultation. Schedule yours HERE<\/a> \u2013\u00a0 To open an account, click HERE<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Retirement planning involves a myriad of strategies, and one common consideration is whether to convert a Traditional IRA to a Roth IRA. This decision can significantly impact your tax situation and retirement income. Let\u2019s explore whether this conversion strategy can help you avoid taxes and Required Minimum Distributions (RMDs) and whether it is the right…<\/p>\n","protected":false},"author":5,"featured_media":12376,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nConverting Your Traditional IRA to a Roth IRA to Avoid Taxes - uDirect IRA Services, LLC<\/title>\n<meta name=\"description\" content=\"Converting a Traditional IRA to a Roth IRA can be a smart move for some, but it\u2019s not a one-size-fits-all solution. It\u2019s essential to carefully consider your financial situation, including your current and expected future income, tax rates, and retirement plans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes - uDirect IRA Services, LLC\" \/>\n<meta property=\"og:description\" content=\"Converting a Traditional IRA to a Roth IRA can be a smart move for some, but it\u2019s not a one-size-fits-all solution. It\u2019s essential to carefully consider your financial situation, including your current and expected future income, tax rates, and retirement plans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/\" \/>\n<meta property=\"og:site_name\" content=\"uDirect IRA Services, LLC\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/uDirectIRA\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-03T18:13:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1706\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kaaren Hall\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@uDirectIRA\" \/>\n<meta name=\"twitter:site\" content=\"@uDirectIRA\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kaaren Hall\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/\"},\"author\":{\"name\":\"Kaaren Hall\",\"@id\":\"https:\/\/udirectira.com\/#\/schema\/person\/4226cdbfe8048d9e88896a4a30bae58b\"},\"headline\":\"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes\",\"datePublished\":\"2024-09-03T18:13:26+00:00\",\"dateModified\":\"2024-09-03T18:13:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/\"},\"wordCount\":1097,\"publisher\":{\"@id\":\"https:\/\/udirectira.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/\",\"url\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/\",\"name\":\"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes - uDirect IRA Services, LLC\",\"isPartOf\":{\"@id\":\"https:\/\/udirectira.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg\",\"datePublished\":\"2024-09-03T18:13:26+00:00\",\"dateModified\":\"2024-09-03T18:13:26+00:00\",\"description\":\"Converting a Traditional IRA to a Roth IRA can be a smart move for some, but it\u2019s not a one-size-fits-all solution. It\u2019s essential to carefully consider your financial situation, including your current and expected future income, tax rates, and retirement plans.\",\"breadcrumb\":{\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#primaryimage\",\"url\":\"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg\",\"contentUrl\":\"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg\",\"width\":2560,\"height\":1706,\"caption\":\"Traditional IRA vs Roth IRA written on blackboard.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/udirectira.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/udirectira.com\/#website\",\"url\":\"https:\/\/udirectira.com\/\",\"name\":\"uDirect IRA Services, LLC\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/udirectira.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/udirectira.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/udirectira.com\/#organization\",\"name\":\"uDirect IRA Services, LLC\",\"url\":\"https:\/\/udirectira.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/udirectira.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/udirectira.com\/wp-content\/uploads\/2020\/03\/NEW.png\",\"contentUrl\":\"https:\/\/udirectira.com\/wp-content\/uploads\/2020\/03\/NEW.png\",\"width\":1932,\"height\":577,\"caption\":\"uDirect IRA Services, LLC\"},\"image\":{\"@id\":\"https:\/\/udirectira.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/uDirectIRA\",\"https:\/\/x.com\/uDirectIRA\",\"https:\/\/www.instagram.com\/udirectiraservices\/\",\"https:\/\/www.linkedin.com\/company\/851967\",\"https:\/\/www.youtube.com\/c\/uDirectIRA\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/udirectira.com\/#\/schema\/person\/4226cdbfe8048d9e88896a4a30bae58b\",\"name\":\"Kaaren Hall\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/udirectira.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2076f15ff2ada720099a68cef57a2de3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2076f15ff2ada720099a68cef57a2de3?s=96&d=mm&r=g\",\"caption\":\"Kaaren Hall\"},\"url\":\"https:\/\/udirectira.com\/author\/khalludirectira-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes - uDirect IRA Services, LLC","description":"Converting a Traditional IRA to a Roth IRA can be a smart move for some, but it\u2019s not a one-size-fits-all solution. It\u2019s essential to carefully consider your financial situation, including your current and expected future income, tax rates, and retirement plans.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/","og_locale":"en_US","og_type":"article","og_title":"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes - uDirect IRA Services, LLC","og_description":"Converting a Traditional IRA to a Roth IRA can be a smart move for some, but it\u2019s not a one-size-fits-all solution. It\u2019s essential to carefully consider your financial situation, including your current and expected future income, tax rates, and retirement plans.","og_url":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/","og_site_name":"uDirect IRA Services, LLC","article_publisher":"https:\/\/www.facebook.com\/uDirectIRA","article_published_time":"2024-09-03T18:13:26+00:00","og_image":[{"width":2560,"height":1706,"url":"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg","type":"image\/jpeg"}],"author":"Kaaren Hall","twitter_card":"summary_large_image","twitter_creator":"@uDirectIRA","twitter_site":"@uDirectIRA","twitter_misc":{"Written by":"Kaaren Hall","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#article","isPartOf":{"@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/"},"author":{"name":"Kaaren Hall","@id":"https:\/\/udirectira.com\/#\/schema\/person\/4226cdbfe8048d9e88896a4a30bae58b"},"headline":"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes","datePublished":"2024-09-03T18:13:26+00:00","dateModified":"2024-09-03T18:13:26+00:00","mainEntityOfPage":{"@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/"},"wordCount":1097,"publisher":{"@id":"https:\/\/udirectira.com\/#organization"},"image":{"@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#primaryimage"},"thumbnailUrl":"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/","url":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/","name":"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes - uDirect IRA Services, LLC","isPartOf":{"@id":"https:\/\/udirectira.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#primaryimage"},"image":{"@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#primaryimage"},"thumbnailUrl":"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg","datePublished":"2024-09-03T18:13:26+00:00","dateModified":"2024-09-03T18:13:26+00:00","description":"Converting a Traditional IRA to a Roth IRA can be a smart move for some, but it\u2019s not a one-size-fits-all solution. It\u2019s essential to carefully consider your financial situation, including your current and expected future income, tax rates, and retirement plans.","breadcrumb":{"@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#primaryimage","url":"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg","contentUrl":"https:\/\/udirectira.com\/wp-content\/uploads\/2024\/09\/Converting-Your-Traditional-IRA-to-a-Roth-IRA-to-Avoid-Taxes-uDirect-IRA-Services-scaled.jpg","width":2560,"height":1706,"caption":"Traditional IRA vs Roth IRA written on blackboard."},{"@type":"BreadcrumbList","@id":"https:\/\/udirectira.com\/converting-your-traditional-ira-to-a-roth-ira-to-avoid-taxes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/udirectira.com\/"},{"@type":"ListItem","position":2,"name":"Converting Your Traditional IRA to a Roth IRA to Avoid Taxes"}]},{"@type":"WebSite","@id":"https:\/\/udirectira.com\/#website","url":"https:\/\/udirectira.com\/","name":"uDirect IRA Services, LLC","description":"","publisher":{"@id":"https:\/\/udirectira.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/udirectira.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/udirectira.com\/#organization","name":"uDirect IRA Services, LLC","url":"https:\/\/udirectira.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/udirectira.com\/#\/schema\/logo\/image\/","url":"https:\/\/udirectira.com\/wp-content\/uploads\/2020\/03\/NEW.png","contentUrl":"https:\/\/udirectira.com\/wp-content\/uploads\/2020\/03\/NEW.png","width":1932,"height":577,"caption":"uDirect IRA Services, LLC"},"image":{"@id":"https:\/\/udirectira.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/uDirectIRA","https:\/\/x.com\/uDirectIRA","https:\/\/www.instagram.com\/udirectiraservices\/","https:\/\/www.linkedin.com\/company\/851967","https:\/\/www.youtube.com\/c\/uDirectIRA"]},{"@type":"Person","@id":"https:\/\/udirectira.com\/#\/schema\/person\/4226cdbfe8048d9e88896a4a30bae58b","name":"Kaaren Hall","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/udirectira.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2076f15ff2ada720099a68cef57a2de3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2076f15ff2ada720099a68cef57a2de3?s=96&d=mm&r=g","caption":"Kaaren Hall"},"url":"https:\/\/udirectira.com\/author\/khalludirectira-com\/"}]}},"_links":{"self":[{"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/posts\/12375"}],"collection":[{"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/comments?post=12375"}],"version-history":[{"count":0,"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/posts\/12375\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/media\/12376"}],"wp:attachment":[{"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/media?parent=12375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/categories?post=12375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/udirectira.com\/wp-json\/wp\/v2\/tags?post=12375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}