IRA Investment Options

  • What is an Allowable Investment?

    Allowable investments at uDirect IRA Services include the following:

    • Residential real estate, including: apartments, single family homes, and duplexes
    • Commercial real estate
    • Undeveloped or raw land
    • REITs (Real Estate Investment Trusts)
    • Real estate notes (mortgages and deeds of trusts)
    • Promissory notes
    • Private limited partnerships, limited liability companies, and C corporations
    • Tax lien certificates
    • Oil and gas investments
    • Private stock offerings, private placements
    • Judgments/structured settlements
    • Gold bullion
    • Factoring investments
    • Accounts receivable
    • Equipment leasing

    What Investments are Not Allowed?

    You can invest your IRA in anything except Life Insurance Policies and Collectibles. As a result, you have a greater variety of assets to invest in for your retirement.

    For more information regarding rules governing self-directed IRA or 401(k) investments, please see IRA Rules.


uDirect IRA Services staff is working both from home and from our offices in response to COVID-19. Rest assured, we are fully operational and ready to help with your retirement needs.