SDIRA ~ Accredited vs. Non-Accredited Investor

When investing in a private placement, also know as a PPM, Crowdfunding, Syndication, etc. you will be asked for your “accredited investor” status. Typically, this means a person or a business entity who can deal in securities that may not be registered with...

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Navigating The IRA-Owned LLC

by Jeff Dixon, Sr. Business Development Manager One popular option that a uDirect IRA Services account-holder can utilize is the IRA owned LLC, often referred to a “Checkbook IRA.” It's one of the tools in your investor tool-belt, but how...

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Exceptions to Withdrawal Penalties

Exceptions to Withdrawal Penalties in a Traditional IRA Sometimes we have to break into the piggy bank also known as our IRA.  When you have a Traditional IRA and you take a withdrawal from your account before you reach the age...

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Passive Real Estate Investing

So you want to be a passive real estate investor?  Congratulations!   90% of the world’s millionaires do this to create wealth. Problem is you have job and can’t spend all your time inspecting properties, dealing with tenants and...

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Roth IRA Contributions and Conversions

By: Jeff Dixon, MBA - Sr. Business Development Manager, uDirect IRA Services A Roth IRA is a retirement account that accepts after-tax funds. That means you pay taxes on the contributions. The profits then grow tax-exempt. For the 2019 tax...

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How to Invest in Notes in Your IRA

by Eric Petrus, Transaction Manager, uDirect IRA Services Promissory Notes, both secured and unsecured, have become very popular with account holders as an investment option for their IRA.  Investing in Promissory Notes can be done via a new Note, or the purchase...

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What is a 1099 & 5498?

Did you get a 1099 or 5498 form in the mail? Here is a brief explanation of the 1099 and 5498 Tax Forms. The 1099 Tax Form ...is initiated any time funds are distributed from an IRA account.  This includes funds that...

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How can an Entrepreneur Benefit from a Self-Directed IRA?

Being an entrepreneur has its challenges and it also has its rewards.  It was in September that Richard first came up with the idea for his company, a tech start-up with huge potential.  Like all ground-level entrepreneurs he needed...

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IRA Owned LLCs – Can your Roth and Traditional Co-Invest in One?

IRA Owned LLCs – Can your Roth and Traditional Co-Invest in One? The answer is "yes" your Roth and Traditional IRAs can co-invest, but this situation creates some issues that make us uneasy about unsophisticated account holders: Funding the IRA-Owned LLC If...

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Good News for Retirement Savers in 2019

2019 Means More Savings in Retirement Accounts Recently the Treasury Department announced inflation-adjusted figures for retirement account savings for 2019, and its good news for retirement savers.  Traditional and Roth IRAs see their first contribution limit increase in 5 years! ...

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