IRA 60-Day Rollover Rule Exceptions

IRA 60-Day Rule Exceptions The IRS allows waivers for the 60-day rollover requirement if unforeseen circumstances caused the missed deadline, granting additional time for rollover…

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Bridging the Savings Gap: PLEAS

In today’s fast-paced and unpredictable world, financial stability is a cornerstone of well-being. Yet, for many Americans, the prospect of facing a sudden financial emergency…

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The Future for Women in Retirement

As we step into the future, women are poised to play a significant role in the landscape of retirement. With shifting demographics and evolving societal…

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IRA Allowable Precious Metals

Investors seek to safeguard their retirement savings against market volatility and inflation.  As a result, the appeal of alternative assets within Individual Retirement Accounts (IRAs)…

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Changes to Inherited IRA Rules: Understanding the 10-Year...

Introduction: In recent years, significant changes have reshaped the landscape of inherited Individual Retirement Accounts (IRAs) and defined contribution plans. The implementation of the Setting…

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Demystifying IRS Form 5498

So you received an IRS Form 5498 in the mail.  You may be wondering what exactly it means? Don’t worry; you’re not alone. Form 5498,…

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The Surge of Roth IRAs Among Young Investors

In the dynamic realm of personal finance, a trend is emerging.  That trend is the burgeoning preference of younger investors for Roth Individual Retirement Accounts…

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Understanding the Mechanics of a 401(k) Rollover

Changing jobs often comes with a flurry of logistical considerations.  As a result you’ll find yourself with one important aspect to address which is what…

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What Happens When a 401(k) Owner Passes Away?

Navigating the Aftermath: What Happens When a 401(k) Owner Passes Away? Losing a loved one is undoubtedly one of life’s most challenging experiences. Amidst the…

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Roth Contributions to SEP and SIMPLE IRAs

Navigating the Landscape of Roth Contributions to SEP and SIMPLE IRAs: What We Know So Far As the financial world evolves, so do the tools…

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Mastering the Roth Conversion Ladder

Are you looking for a tax-efficient strategy to access your retirement funds before reaching the age of 59½? Enter the Roth Conversion Ladder – a…

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Are the “Peak Boomers” Ready?

The last wave of baby boomers, born between 1959 and 1964, approach the age of 65.  As a result, a significant shift is set to…

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Roth IRA Contributions and Phase-Outs

A Roth IRA presents a compelling option for individuals looking to save for retirement while enjoying tax advantages. Do you qualify for one? Here’s a…

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Upcoming Changes in RMD Rules

Required minimum distributions (RMDs) are the minimum amounts you must withdraw from your retirement accounts each year. Typically, you must commence withdrawals from traditional IRA,…

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How to Handle an Excess IRA Contribution

If you have earned income from a W-2 job or self-employment, you are eligible to make an annual contribution to a Self-Directed IRA. However, there…

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Self-Directed Retirement FAQs

If you’ve ever pondered over the realm of self-directed retirement accounts, you’re not alone. The concept can seem intricate, but fear not, as we’ve compiled…

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Simplicity of the SIMPLE IRA

Offering retirement benefits to employees isn’t exclusive to large corporations. Small businesses can also pave the way for their team’s financial security through SIMPLE IRA…

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10 Things to Consider Before Investing in a...

Are you considering investing in real estate through a self-directed IRA? If so, you’ve likely pondered the idea but may find yourself short on funds…

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Becoming a Passive Real Estate Investor

So, you’ve set your sights on becoming a passive real estate investor? Well, congratulations are in order! After all, a staggering 90% of the world’s…

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Accredited Investor Status 2024

Navigating Accredited Investor Status in 2024: Exploring Evolving Criteria and Future Prospects In the realm of investments, the designation of “accredited investor” carries substantial significance.…

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