Save More in 2020!

NEW CONTRIBUTION LIMITS ANNOUNCED The Internal Revenue Service announced that employees in 401(k) plans can contribute up to $19,500 next year starting in 2020. This and and other changes in Notice 2019-59 (PDF). So what's changed? The contribution limit for employees...

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Maximizing Your Retirement Savings

How can you squirrel-away the most retirement savings?  If you’re self-employed you can do this easily with a SEP Plan.  First available in 1979, the Simplified Employee Pension (SEP) is an employer sponsored retirement plan that permits employers to...

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How uDirect IRA Services Makes Your Investing Experience Go Smoothly

By: Jeff Dixon, Business Development Manager When it comes to Self-Directing your retirement funds you want great service and reasonable fees.  We have many people switch their IRA accounts from other companies to uDirect IRA Services for these reasons.  Generally, the frustrations with the...

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Three Things to Understand About Your IRA

If you’re like many people, you’ve worked hard to accumulate a large nest egg in your traditional IRA (including a SEP-IRA). It’s even more critical to carefully plan for withdrawals from these retirement-savings vehicles. Knowing the fine points of the IRA distribution rules...

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How to Profit From The Coming Recession

by Guest Contributor, Professional Investor David Campbell, founder of Hassle-Free Cashflow Investing As a professional investor with over a billion dollars of transactional experience, I believe a recession is looming, and in this email, I'm going to show you how to profit...

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Four Steps to Saving for Retirement

Not saving for retirement?  A 2018 Government Accountability Office study found that nearly one-third of Americans age 55 and older don’t have any retirement nest egg even a traditional pension plan. According to Investopedia If you are earning $50,000 by age 30, you should have $25,000 banked for retirement. By age 40,...

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Required Minimum Distributions

When you have a pre-tax retirement account (like a Traditional IRA, SEP IRA or 401(k)) the time will come when you will need to begin to take Required Minimum Distributions or RMDs. RMDs start in the year that the account-holder turns 70.5...

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SDIRA ~ Accredited vs. Non-Accredited Investor

When investing in a private placement, also know as a PPM, Crowdfunding, Syndication, etc. you will be asked for your “accredited investor” status. Typically, this means a person or a business entity who can deal in securities that may not be registered with...

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Navigating The IRA-Owned LLC

by Jeff Dixon, Sr. Business Development Manager One popular option that a uDirect IRA Services account-holder can utilize is the IRA owned LLC, often referred to a “Checkbook IRA.” It's one of the tools in your investor tool-belt, but how...

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Exceptions to Withdrawal Penalties

Exceptions to Withdrawal Penalties in a Traditional IRA Sometimes we have to break into the piggy bank also known as our IRA.  When you have a Traditional IRA and you take a withdrawal from your account before you reach the age...

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