Toll-Free (866) 447-6598

Self-Directed Traditional IRA

The Traditional IRA is the most common type of Individual Retirement Arrangement (IRA).  Why?  Well, it is probably because most people rollover their employer’s pre-tax…

Read more

Self-Direct Your Health Savings Account

A Health Savings Account (H.S.A.) is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified…

Read more

Solo 401(k) with Multiple Business Partners

Can you open a Solo 401k for a business with multiple partners? When you think “Solo 401(k)” you probably think of a business with one…

Read more

Making IRA Contributions in Your 70’s and Beyond

Over the past 20 years, the share of Americans working in their 70s has risen from less than 10% to nearly 15%, according to US…

Read more

Additional Nondeductible IRA Contribution Source

Difficulty of Care Payments You may be able to make additional nondeductible IRA contributions  (after  December 20, 2019) if you received difficulty of care payments,…

Read more

Moving 401k Funds into a Self-Directed IRA

Have you left your employer?  If you recently changed jobs, you are not alone.  The global pandemic has affected many and as a result he…

Read more

Time to Think About Taxes

By now a lot of you are starting to think about taxes…we have a little bit of time left before Uncle Sam comes knocking. One…

Read more
uDirect IRA Services

Taking Distributions from Your IRA

You read articles every day on growing your wealth.  There is much written about the best ways to grow IRAs, detailing the best investment assets…

Read more

IRAs & 401(k)s – Who Makes the Rules?

So much goes in to creating the rules for IRAs and Solo 401ks.  As a result, it can be confusing when you research them and…

Read more

Your Guide to the Roth IRA

What is a Roth IRA? The Roth IRA provides a way to save for retirement with tax-free earnings. Congress created the Roth under the “Tax…

Read more

How Do You Foresee Retirement?

How do you foresee your retirement?  Who could have foreseen the way 2020 has gone so far?  We must plan, even for the unexpected, and…

Read more

2020 and Beyond

Biden  – Expected Changes to Retirement A single filer in the top 37% tax bracket earning $600,000 currently gets a tax deduction of $370 for…

Read more

2021 IRA/401(k) Contribution Limits

Is saving for the future important to you?  Then this will interest you!  The IRS has issued Notice 2020-79, which contains the annual update on retirement…

Read more

SEP IRA vs. Solo 401k

The SEP IRA and Solo 401k are both business retirement plans. We will take a look here at how the plans differ.  For example, these…

Read more

What’s new about the Accredited Investor Status?

Accredited Investor Status Are you “Accredited”? Accredited Investor is a term used by the Securities and Exchange Commission (SEC) to describe investors who are financially…

Read more

What’s New for Roth IRA RMDs and Solo...

What’s new for Roth IRA RMDs? Trying to figure out the changes in retirement accounts for 2020? For instance, the Coronavirus Aid, Relief, and Economic…

Read more

Foreclosing on a Loan Made by Your Self-Directed...

Does your IRA have a loan out on real estate?  Making a secured home loan from your Self-Directed IRA can be a great way to…

Read more

Rollins v. Commissioner

In the court case “Rollins v. Commissioner” the court ruled, based on the facts and circumstances that the taxpayer was engaging in prohibited transactions that…

Read more

Precious Metals IRA

There are several big pluses to investing in precious metals that many people point to. Positives: One reason people choose a precious metals IRA is…

Read more

How Do I Retire?

Planning to retire? If you are asking, “how do I retire?”, you are not alone.  20.7 million people are expected to reach retirement age in…

Read more

Attention:

uDirect IRA Services staff is working both from home and from our offices in response to COVID-19. Rest assured, we are fully operational and ready to help with your retirement needs.