Blog

  • How Much Does a Self-Directed IRA Cost?

    April 27, 2026

    How Much Does a Self-Directed IRA Cost? (uDirect IRA Fee Breakdown + Comparison) When investors call uDirect IRA Services, one of the first things they want to understand is simple: “What is this actually going to cost me?” That’s a fair question, and one that deserves a clear, straightforward answer.…

Latest Blog Posts

  • How Much Should You Save for Retirement by Decade?

    April 27, 2026

    How Much Should You Save for Retirement by Decade? It’s easy to compare your savings to those of your peers, but retirement readiness is far more personal than it appears.…

  • Self-Directed IRAs and Taxation

    April 15, 2026

    Self-Directed IRAs and Taxation You look at your retirement account and see the same mutual funds everyone else holds, but what if you could buy the apartment building down the…

  • Does a Roth Conversion Make Sense?

    April 13, 2026

    Roth IRA Conversions: Strategy, Rules, and Tax Implications How do Roth IRA conversions work? A Roth conversion is one of the most powerful moves available to IRA investors — and…

  • The Truth About 401(k) Millionaires

    April 13, 2026

    The Truth About 401(k) Millionaires: What the Headlines Get Right and Wrong Recent headlines have been celebrating a surge in “401(k) millionaires,” often framing it as proof that everyday Americans…

  • IRA Prohibited Transactions

    April 12, 2026

    IRA Prohibited Transactions: The Complete Guide Investing through a self-directed IRA opens the door to real estate, private lending, precious metals, and dozens of other alternative assets. But that freedom…

  • Why Baby Boomers Are Still Working in 2026

    April 11, 2026

    Why So Many Baby Boomers Are Still Working in 2026 and Redefining Retirement For decades, retirement was viewed as a well-earned finish line filled with leisure, travel, and a slower…

  • Naming a Beneficiary

    April 7, 2026

    Why Naming a Beneficiary on Your Self Directed IRA Is One of the Most Important Decisions You Will Make When opening a Self Directed IRA, most investors focus on what…

  • Why More Investors Are Opening Self-Directed IRAs?

    April 7, 2026

    Why More Investors Are Opening Self-Directed IRAs (And How to Get Started Today) If you’ve ever felt limited by your retirement account, you’re not alone. Millions of investors are asking:…

  • Buying Real Estate with a Self-Directed IRA

    April 6, 2026

    Buying Real Estate With a Self-Directed IRA: The Complete Guide Real estate is the most popular alternative investment held inside self-directed IRAs — and for good reason. Your IRA can…

  • Roth IRA income limits 2026

    April 6, 2026

    Roth IRA Income Limits (2026 Update) Earning tax-free retirement income through a Roth IRA is one of the most powerful wealth-building strategies available, but not everyone qualifies. The IRS sets…

  • IRA Allowable Precious Metals

    April 6, 2026

    IRA Allowable Precious Metals Investors seek to safeguard their retirement savings against market volatility and inflation. As a result, the appeal of alternative assets within Individual Retirement Accounts (IRAs) has…

  • What is a Self-Directed IRA?

    April 5, 2026

    What Is a Self-Directed IRA? The Complete Guide for 2026 A self-directed IRA (SDIRA) is an individual retirement account that allows you to invest in assets beyond the typical stocks,…