September 4, 2026
Estimated 2027 IRA and 401(k) Contribution Limits: What Retirement Savers Should Watch The IRS has not yet announced the official 2027 retirement-account contribution limits (as of the initial publishing of this post). However, early inflation data suggests the annual contribution limit for Traditional and Roth IRAs may increase to…
Latest Blog Posts
July 6, 2026
The Rise of 401(k) Millionaires: How Ordinary Savers Are Building Extraordinary Wealth Introduction The term “401(k) millionaire” may sound like something reserved for high-income earners or financial experts, but it…
July 3, 2026
Tax Strategy, Real Estate, and Self-Directed Retirement Accounts: What Investors Should Watch in 2026 Direct Answer Self-directed retirement accounts can help real estate and passive investors build wealth in a…
June 30, 2026
IRS Guidance on Roth SEP and SIMPLE IRAs: What SECURE 2.0 Means for Retirement Savers Direct Answer: Are Roth SEP and Roth SIMPLE IRA Contributions Allowed? Yes. SECURE 2.0 allows…
June 30, 2026
What Is a Checkbook IRA? Understanding the IRA-Owned LLC A Checkbook IRA, also commonly called an IRA-Owned LLC, is a self-directed retirement strategy that gives investors direct control over how…
June 24, 2026
Unlocking Real Estate Wealth Inside Your Retirement Account Many investors spend years searching for the next great real estate deal, business opportunity, or private investment. But what if one of…
June 23, 2026
Can my IRA invest in real estate? Yes, your IRA can invest in real estate (with the right account) Many investors are surprised to learn that an IRA can own…
June 22, 2026
Secured and Unsecured Notes in a Self-Directed IRA Tired of watching your wealth ride the unpredictable roller coaster of the stock market? Many modern investors are turning to alternative investments…
June 22, 2026
IRS Private Letter Ruling Offers Insight on Inherited IRAs Passing Through an Estate The IRS recently released Private Letter Ruling 202624001, which addresses the treatment of an inherited IRA under…
June 19, 2026
How Required Minimum Distributions Can Affect the Taxation of Your Social Security Benefits Roth IRA? Traditional IRA? 401(k)? Your retirement income sources matter. Required Minimum Distributions, often called RMDs,…
June 19, 2026
Roth IRA: How Tax-Free Retirement Savings Can Help You Build Long-Term Wealth What Is a Roth IRA? A Roth IRA is an individual retirement account that allows you to contribute…
June 19, 2026
Traditional IRA: A Tax-Advantaged and Self-Directed Way to Build Retirement Wealth A Traditional IRA is one of the most familiar retirement savings tools in America, and for good reason. It…
June 10, 2026
Self-Directed IRA for Military: Putting Your TSP and Retirement Savings to Work By Kaaren Hall, Founder and CEO, uDirect IRA Services Published June 10, 2026. Last updated June 10, 2026.…
