The Solo 401k in 2023

Are you self-employed?  No full-time employees in any of the companies you own?  Great!  You are eligible to save for retirement and lower your tax…

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SECURE Act 2.0 Enacted

The SECURE Act 2.0 was signed 12/23/2022 and it brings with it many positive changes for retirement savers: Required Minimum Distributions * Increases the age…

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Loaning Your IRA Funds

Note Lending Basics: Looking to expand the options in your retirement plan?  What about “Notes:”?  A secured loan note, also known as a mortgage note…

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Self-Directed Investing – Private Equity

The most popular investment class for Self-Directed investors is private equity.  An IRA or Solo 401k funds can invest in a Private Placement Memorandum (PPMs),…

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2023 Contribution Limits Announced

Are you ready for retirement?  You can get ready now, and the IRS is going to “help” you a bit by increasing some retirement account…

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Buying Real Estate with a Self-Directed IRA

When you found out were you surprised that your Self-Directed IRA or Solo 401k can buy and own physical real estate property?  A lot of…

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Self-Directed 401k Options

Are you self-employed and have no full-time employees, other than yourself?  If your answer is “yes”, consider opening a Solo 401k account.  Self-Directed 401k options…

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UDFI and UBIT IRA Taxes

An IRA can owe taxes? Here’s a surprise!  Your IRA can be taxed!  Yes, that seems counter-intuitive.  After all, aren’t IRA funds supposed to be…

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Opening an IRA for a Minor

Have you ever thought about opening an IRA for your minor children?  It’s a great way to save for their future. A Custodial IRA is…

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Saving for Retirement

How far along are you on the road to retirement?  Some of us are further along than others.  Saving for retirement is the way to…

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Why Having a Cat is More Work Than...

Do you know a proud parent of a kitty? It takes a special breed of person (like me). So even if you’re not a cat…

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Self-Directed IRA Contributions

Making a Self-Directed IRA Contribution:  You can make a contribution to an IRA regardless of your age! In 2019, Congress passed the Setting Every Community…

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How Long Can I Contribute to a Self-Directed...

Guess what?  We’re living longer! U.S. life expectancy in 2020 was 77.0 years. One hundred years ago life expectancy was around 54 years.  As a…

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Moving Non-Cash Assets to an IRA

Moving cash to an IRA with uDirect is as easy as completing a Transfer or Rollover form. What about moving non-cash assets to an IRA?…

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The Secure Act 2.0

What’s new in 2022 for your IRA? We may see a resurgence of some of the proposals considered in the Build Back Better Act. For…

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No “Gold At Home”

You’re at home watching late-night television and you see a commercial. There’s a man sitting in an easy chair caressing the gold bullion he is…

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Threat to IRAs Off the Table

Your Self-Directed account faced threats this year from the Build Back Better Act.  Now those threats are off the table, but for how long? THE…

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2022 Contribution Limits

  Get ready for retirement by contributing to your retirement account!  Take a minute to write a check to your IRA and invest in your…

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RMDs for 2021

REQUIRED MINIMUM DISTRIBUTIONS (RMD’s): At age 72, you need to take “required minimum distributions” from your retirement accounts.  The deadline is December 31st of each…

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Congress is not just targeting mega-IRAs!

Self-Directed IRA investment in Private Placement Equity and IRA-Owned LLCs are on the line right now.  Congress is not just targeting mega-IRAs! We all heard…

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