SECURE Act 2.0 Enacted
The SECURE Act 2.0 was signed 12/23/2022 and it brings with it many positive changes for retirement savers: Required Minimum Distributions * Increases the age…
Loaning Your IRA Funds
Note Lending Basics: Looking to expand the options in your retirement plan? What about “Notes:”? A secured loan note, also known as a mortgage note…
Self-Directed Investing – Private Equity
The most popular investment class for Self-Directed investors is private equity. An IRA or Solo 401k funds can invest in a Private Placement Memorandum (PPMs),…
2023 Contribution Limits Announced
Are you ready for retirement? You can get ready now, and the IRS is going to “help” you a bit by increasing some retirement account…
Buying Real Estate with a Self-Directed IRA
When you found out were you surprised that your Self-Directed IRA or Solo 401k can buy and own physical real estate property? A lot of…
Self-Directed 401k Options
Are you self-employed and have no full-time employees, other than yourself? If your answer is “yes”, consider opening a Solo 401k account. Self-Directed 401k options…
UDFI and UBIT IRA Taxes
An IRA can owe taxes? Here’s a surprise! Your IRA can be taxed! Yes, that seems counter-intuitive. After all, aren’t IRA funds supposed to be…
Opening an IRA for a Minor
Have you ever thought about opening an IRA for your minor children? It’s a great way to save for their future. A Custodial IRA is…
Saving for Retirement
How far along are you on the road to retirement? Some of us are further along than others. Saving for retirement is the way to…
Why Having a Cat is More Work Than...
Do you know a proud parent of a kitty? It takes a special breed of person (like me). So even if you’re not a cat…
Self-Directed IRA Contributions
Making a Self-Directed IRA Contribution: You can make a contribution to an IRA regardless of your age! In 2019, Congress passed the Setting Every Community…
How Long Can I Contribute to a Self-Directed...
Guess what? We’re living longer! U.S. life expectancy in 2020 was 77.0 years. One hundred years ago life expectancy was around 54 years. As a…
Moving Non-Cash Assets to an IRA
Moving cash to an IRA with uDirect is as easy as completing a Transfer or Rollover form. What about moving non-cash assets to an IRA?…
The Secure Act 2.0
What’s new in 2022 for your IRA? We may see a resurgence of some of the proposals considered in the Build Back Better Act. For…
No “Gold At Home”
You’re at home watching late-night television and you see a commercial. There’s a man sitting in an easy chair caressing the gold bullion he is…
Threat to IRAs Off the Table
Your Self-Directed account faced threats this year from the Build Back Better Act. Now those threats are off the table, but for how long? THE…
2022 Contribution Limits
Get ready for retirement by contributing to your retirement account! Take a minute to write a check to your IRA and invest in your…
RMDs for 2021
REQUIRED MINIMUM DISTRIBUTIONS (RMD’s): At age 72, you need to take “required minimum distributions” from your retirement accounts. The deadline is December 31st of each…
Congress is not just targeting mega-IRAs!
Self-Directed IRA investment in Private Placement Equity and IRA-Owned LLCs are on the line right now. Congress is not just targeting mega-IRAs! We all heard…
Tell Your Story!
Your IRA assets could be in jeopardy. Tell your story now and let your voice be heard! The “Build Back Better Act” before Congress has…
