The IRA Turns 50!!
50 Years of ERISA Fifty years ago, ERISA, the Employee Retirement Income Security Act of 1974, changed the game for retirement savings. It was the…
The Proposed Future of Accredited Investor Status
The Proposed Future of Accredited Investor Status: What Self-Directed Retirement Investors Should Know With the new presidential administration and the appointment of Paul Atkins as…
Take Control of Your Financial Future with A...
Take Control of Your Financial Future with A BiggerPockets Guide: Self-Directed IRA Investing by Kaaren Hall Are you ready to take charge of your retirement…
How Much Have We Saved?
Retirement planning is an essential part of financial well-being, yet many Americans find themselves uncertain about how much they should have saved. To better understand…
Why Invest in a Syndication Deal with Your...
Investing in real estate syndications with your IRA can be a powerful strategy to build wealth, diversify your portfolio, and secure your financial future. Syndications—where…
The Financial Impact of Boomerang Children
The phenomenon of “boomerang children”—adult offspring returning to live with their parents—has become increasingly prevalent in recent years. While this arrangement can offer temporary relief…
Tax and Financial Benefits of Self-Directed Retirement Investing
Self-directed retirement investing offers powerful advantages for individuals seeking to build wealth and secure their financial future. By taking control of your retirement accounts and…
When Can I Have My Roth Tax-Free?
Withdrawing funds from a Roth Individual Retirement Account (IRA) can be more complex than it appears, especially when dealing with converted funds. Understanding the specific…
New Year, New Goals: Supercharge Your Retirement Savings...
As we ring in the New Year, it’s the perfect time to take stock of your financial future, especially your retirement savings. Embracing the flexibility…
The Backdoor Roth IRA Strategy
If you’ve been eyeing the tax-free growth potential of a Roth IRA but find your income too high to qualify for direct contributions, the backdoor…
How Much Can You Contribute to Your 401(k)?
How Much Can You Contribute to Your 401(k)? A Guide to Employer Plans vs. Solo 401(k)s Saving for retirement is one of the smartest financial…
Roller-Coaster of Changes: BOI Reporting Injunction Restated
Roller-Coaster of Changes: BOI Reporting Enforcement Reinstated – What You Need to Know The legal saga surrounding Beneficial Ownership Information (BOI) reporting requirements has been…
Transferring Non-Cash Assets to Your IRA with uDirect
Moving cash into your IRA is straightforward. Complete a Transfer or Rollover form. Want to transfer non-cash assets? While the process is similar, there are…
6 Best Self-Directed IRAs
A self-directed Individual Retirement Account (IRA) offers investors the flexibility to diversify their retirement portfolios beyond traditional assets like stocks and bonds. By allowing investments…
Achieve FIRE Faster with a Self-Directed HSA
Achieve FIRE Faster with a Self-Directed Health Savings Account The Financial Independence, Retire Early (FIRE) movement offers a roadmap to break free from traditional work…
The 2025 Retirement Landscape
The retirement landscape is evolving in 2025, bringing several significant changes to Individual Retirement Accounts (IRAs) and 401(k) plans. These updates are influenced by legislative…
6 Strategies to Reduce RMD Taxes
Keep More of Your Retirement Savings Required Minimum Distributions (RMDs) can create a significant tax burden if you have large balances in traditional IRAs or…
Roadmap to Avoid the Middle-Class Trap
Avoiding the middle-class trap and achieving financial freedom involves adopting a proactive and strategic approach to personal finance, investing, and mindset. Here’s a roadmap to…
Staying Safe in the World of Cryptocurrency
Cybersecurity Best Practices The world of cryptocurrency offers exciting opportunities for financial independence and innovation. However, it also comes with risks, particularly when it comes…
A Tax-Smart Way to Give – QCD
Harnessing the Power of Qualified Charitable Distributions (QCDs) If you’re 70½ or older, Qualified Charitable Distributions (QCDs) provide a unique opportunity to fulfill your philanthropic…
