Author: Kaaren Hall

Moving cash into your IRA is straightforward.  Complete a Transfer or Rollover form. Want to transfer non-cash assets? While the process is similar, there are…

A self-directed Individual Retirement Account (IRA) offers investors the flexibility to diversify their retirement portfolios beyond traditional assets like stocks and bonds. By allowing investments…

Achieve FIRE Faster with a Self-Directed Health Savings Account The Financial Independence, Retire Early (FIRE) movement offers a roadmap to break free from traditional work…

The retirement landscape is evolving in 2025, bringing several significant changes to Individual Retirement Accounts (IRAs) and 401(k) plans. These updates are influenced by legislative…

Keep More of Your Retirement Savings Required Minimum Distributions (RMDs) can create a significant tax burden if you have large balances in traditional IRAs or…

Avoiding the middle-class trap and achieving financial freedom involves adopting a proactive and strategic approach to personal finance, investing, and mindset. Here’s a roadmap to…

Cybersecurity Best Practices The world of cryptocurrency offers exciting opportunities for financial independence and innovation. However, it also comes with risks, particularly when it comes…

Harnessing the Power of Qualified Charitable Distributions (QCDs) If you’re 70½ or older, Qualified Charitable Distributions (QCDs) provide a unique opportunity to fulfill your philanthropic…

As 2024 comes to a close, self-directed IRA investors face several important deadlines that could impact their retirement savings and tax strategies. From required minimum…

Retirement planning is like piecing together a complex puzzle—you want the big picture to make sense and work for you. You’ve probably been caught between…

Cryptocurrencies such as Bitcoin, Ethereum, Dogecoin, and many others have revolutionized the investment landscape. With their potential for high returns and the innovative promise of…

Elder Financial Abuse: How to Recognize It and Protect Yourself Financial abuse of older adults is a growing issue that deserves attention. Elder financial exploitation…

California residents now face the reality of reduced protections for both tax-qualified plans and IRAs. As of January 1, 2025, a new California law will…

Maximizing Your Retirement and Health Savings: 2025 Contribution Limit Updates With 2025 upon us, it’s time to review the contribution limits for various retirement and…

Self-Directed IRA (SDIRAs) provide investors with an exciting opportunity to break free from the limitations of traditional publicly traded assets. With access to around $40…

Individual Retirement Accounts (IRAs) serve as a cornerstone of retirement savings for millions of Americans, providing a tax-advantaged way to accumulate wealth for the future.…

Robert Kiyosaki, author of “Rich Dad Poor Dad”, warns that traditional retirement accounts like 401(k)s and IRAs may suffer significant losses due to market volatility.…

Managing Your Retirement Savings: Key IRS Updates for 2025 Managing your retirement savings effectively is essential to ensure a secure and comfortable retirement. Staying informed…

Individual Retirement Accounts (IRAs) offer various benefits to help individuals save for retirement. Each type of IRA and related account has unique rules governing eligibility,…

Spousal IRAs provide an excellent way for married couples to save for retirement, especially if only one spouse earns income. Here’s an overview of how…