New Year, New Goals: Supercharge Your Retirement Savings...
As we ring in the New Year, it’s the perfect time to take stock of your financial future, especially your retirement savings. Embracing the flexibility…
The Backdoor Roth IRA Strategy
If you’ve been eyeing the tax-free growth potential of a Roth IRA but find your income too high to qualify for direct contributions, the backdoor…
How Much Can You Contribute to Your 401(k)?
How Much Can You Contribute to Your 401(k)? A Guide to Employer Plans vs. Solo 401(k)s Saving for retirement is one of the smartest financial…
Roller-Coaster of Changes: BOI Reporting Injunction Restated
Roller-Coaster of Changes: BOI Reporting Enforcement Reinstated – What You Need to Know The legal saga surrounding Beneficial Ownership Information (BOI) reporting requirements has been…
Transferring Non-Cash Assets to Your IRA with uDirect
Moving cash into your IRA is straightforward. Complete a Transfer or Rollover form. Want to transfer non-cash assets? While the process is similar, there are…
6 Best Self-Directed IRAs
A self-directed Individual Retirement Account (IRA) offers investors the flexibility to diversify their retirement portfolios beyond traditional assets like stocks and bonds. By allowing investments…
Achieve FIRE Faster with a Self-Directed HSA
Achieve FIRE Faster with a Self-Directed Health Savings Account The Financial Independence, Retire Early (FIRE) movement offers a roadmap to break free from traditional work…
The 2025 Retirement Landscape
The retirement landscape is evolving in 2025, bringing several significant changes to Individual Retirement Accounts (IRAs) and 401(k) plans. These updates are influenced by legislative…
6 Strategies to Reduce RMD Taxes
Keep More of Your Retirement Savings Required Minimum Distributions (RMDs) can create a significant tax burden if you have large balances in traditional IRAs or…
Roadmap to Avoid the Middle-Class Trap
Avoiding the middle-class trap and achieving financial freedom involves adopting a proactive and strategic approach to personal finance, investing, and mindset. Here’s a roadmap to…
Staying Safe in the World of Cryptocurrency
Cybersecurity Best Practices The world of cryptocurrency offers exciting opportunities for financial independence and innovation. However, it also comes with risks, particularly when it comes…
A Tax-Smart Way to Give – QCD
Harnessing the Power of Qualified Charitable Distributions (QCDs) If you’re 70½ or older, Qualified Charitable Distributions (QCDs) provide a unique opportunity to fulfill your philanthropic…
Year-End Tips for Self-Directed IRA Investors
As 2024 comes to a close, self-directed IRA investors face several important deadlines that could impact their retirement savings and tax strategies. From required minimum…
IRA vs. Annuity: What’s the Real Deal?
Retirement planning is like piecing together a complex puzzle—you want the big picture to make sense and work for you. You’ve probably been caught between…
Cryptocurrency: A Guide for Savvy Investors
Cryptocurrencies such as Bitcoin, Ethereum, Dogecoin, and many others have revolutionized the investment landscape. With their potential for high returns and the innovative promise of…
Keep Away From Elder Financial Abuse
Elder Financial Abuse: How to Recognize It and Protect Yourself Financial abuse of older adults is a growing issue that deserves attention. Elder financial exploitation…
Reduced Protection for IRAs and ERISA Plans
California residents now face the reality of reduced protections for both tax-qualified plans and IRAs. As of January 1, 2025, a new California law will…
2025 Contribution Limit Updates
Maximizing Your Retirement and Health Savings: 2025 Contribution Limit Updates With 2025 upon us, it’s time to review the contribution limits for various retirement and…
Investing in Fractional Notes with a Self-Directed IRA
Self-Directed IRA (SDIRAs) provide investors with an exciting opportunity to break free from the limitations of traditional publicly traded assets. With access to around $40…
Retirement: How Much Have You Saved?
Individual Retirement Accounts (IRAs) serve as a cornerstone of retirement savings for millions of Americans, providing a tax-advantaged way to accumulate wealth for the future.…
