Navigating Capital Calls as an IRA Investor in...
Capital calls are becoming a growing challenge for limited partners (LPs) in real estate syndications. This is particularly true in the multifamily sector. With shifting…
Estimated 2025 IRA Contribution Limits
The world of retirement savings is continuously evolving, and 2025 is set to bring new changes to contribution limits across various retirement accounts. This includes…
Self-Directed IRAs and the U.S. Economy
The Impact of Self-Directed IRAs on the U.S. Economy: A Path to Diversification and Growth Self-Directed IRAs (SDIRAs) have grown in popularity among savvy investors…
Due Diligence for Real Estate Investors Using Self-Directed...
In today’s fluctuating real estate market, investors using Self-Directed IRAs (SDIRAs) need to stay more informed and vigilant than ever. While front-end due diligence is…
Backdoor Roth IRA
What is a Backdoor Roth IRA? A backdoor Roth IRA isn’t an official type of retirement account—it’s a strategy that allows high-income earners, who surpass…
How to Choose a SDIRA Company
When you’re looking for a self-directed IRA (SDIRA) company, it’s crucial to thoroughly vet potential firms to ensure they align with your investment goals and…
Converting Your Traditional IRA to a Roth IRA...
Retirement planning involves a myriad of strategies, and one common consideration is whether to convert a Traditional IRA to a Roth IRA. This decision can…
The Rise of 401(k) Millionaires
The Rise of 401(k) Millionaires: How Ordinary Savers are Achieving Extraordinary Wealth Introduction The term “401(k) millionaire” may sound like an elusive goal for many,…
Roth Contributions to SEP and SIMPLE IRAs 2024
Roth Contributions to SEP and SIMPLE IRAs: Understanding SECURE 2.0 Changes The SECURE 2.0 Act, a significant legislative update aimed at improving retirement savings options…
Baby Boomers and RMDs
Who is a “Baby Boomer”? It’s a person born during a period of time in which there is a marked rise in a population’s birth…
Setting Up Your IRA-Owned LLC
An IRA-Owned LLC (also known as a Checkbook Control LLC) is a type of limited liability company (LLC) that is owned by a self-directed IRA…
Understanding the 50-Percent Rule
The 50-Percent Rule is a critical aspect of the Internal Revenue Code (IRC) Section 4975. This Section governs prohibited transactions involving IRAs (Individual Retirement Accounts)…
Have You Saved Enough for Retirement?
Retirement is a significant milestone, representing the culmination of decades of hard work and planning. But a key question remains: Have you saved enough to…
Investing in Multifamily Real Estate with Your Self-Directed...
Investing in multifamily real estate has long been a preferred strategy for building wealth due to its potential for steady cash flow, appreciation, and economies…
Contributions vs. Profits
Contributions vs. Profits At uDirect IRA Services, we frequently receive questions about rolling over a 401(k) to a Self-Directed IRA (SDIRA) and how the profits…
What to Do When You Miss the 60-Day...
Found an error on your bank statement? Then do you realize that too much time has passed to have it easily corrected? You’re not alone.…
IRS Releases Final RMD Regulations
IRS Releases Final RMD Regulations: Key Changes and Impacts On July 18, 2024, the IRS released the much-anticipated final regulations on Required Minimum Distributions (RMDs). …
What Asset Classes Make Sense in 2024
What Asset Classes Make Sense in 2024 to Build Wealth in a Self-Directed IRA (SDIRA)? As we navigate the financial landscape of 2024, investors are…
Combining Inherited IRAs
An Inherited IRA (Individual Retirement Account) is an account opened after the original owner passes away. The beneficiary of an inherited IRA can be anyone. …
SDIRA Guide to Real Estate Investing
Investing in Real Estate with Self-Directed IRAs and 401(k)s: A Comprehensive Guide Real estate has long been a favored investment for those seeking tangible assets…
