June 30, 2026
IRS Guidance on Roth SEP and SIMPLE IRAs: What SECURE 2.0 Means for Retirement Savers Direct Answer: Are Roth SEP and Roth SIMPLE IRA Contributions Allowed? Yes. SECURE 2.0 allows SEP and SIMPLE IRA plans to include Roth-style contributions for tax years beginning after 2022. The IRS has issued guidance…
Latest Blog Posts
March 5, 2018
The GOP’s rush to get the tax code rewritten has apparently lead to a lot of unintended mistakes. Experts say they expected a few issues with such a massive piece…
January 5, 2018
Investing with Your Self-Directed IRA Once you have your new self-directed IRA opened and funded, it’s time to invest. You can invest your IRA dollars in anything except life insurance…
December 21, 2017
Overall, the new tax laws leave IRA savings alone Bullets we dodged: Initially there were concerns about what was called "Rothification” which is the idea of eliminating tax deductions and…
December 14, 2017
Taking loans for your IRA assets? If your IRA borrows money, it must be in the form of a non-recourse loan. Non-Recourse Loans for your self-directed IRA are a great…
December 12, 2017
Purchasing residential investment properties with self-directed retirement funds is no different than buying rental properties with after-tax dollars in terms of finding the right property for your Self-Directed IRA, IRA Owned LLC, or Solo…
December 4, 2017
What is a Solo 401(k) Plan? The 401(k) is an employer-sponsored retirement plan under section 401(k) of the Internal Revenue Code. A 401(k) plan allows a worker to save for…
November 30, 2017
Investing Your Self-Directed IRA Funds Once you have your self-directed IRA opened and funded, it’s time to think about investing. The IRS says you can invest your IRA dollars in…
November 13, 2017
Thomas' Story What started out as an internet search about self-directed IRA’s has turned into a friendship that pays tremendous dividends. And, has allowed me and my family to feel…
November 9, 2017
Single Family Homes Inside Nancy's Self-Directed IRA It all started back in 2006. I was reading the business section of the newspaper and came across an article about self-directed IRAs.…
November 1, 2017
IRS Gets Its Wings Clipped on Roth IRA’s and “Substance Over Form” Doctrine The 6th Circuit recently released a case that is good news for taxpayers on several levels. In…
October 31, 2017
This year has been a record hurricane season, with multiple historically strong storms destroying neighborhoods and even entire communities in Florida, Puerto Rico, and Texas. There are several things real…
October 30, 2017
My Roth 401k bought a land contract in late August of 2017. I found the Roth 401(k) property investment opportunity while speaking nationwide on taxation of real estate and self-directed IRA’s/401k’s. During one of the breaks,…
