Understanding the Mechanics of a 401(k) Rollover
Changing jobs often comes with a flurry of logistical considerations. As a result you’ll find yourself with one important aspect to address which is what…
What Happens When a 401(k) Owner Passes Away?
Navigating the Aftermath: What Happens When a 401(k) Owner Passes Away? Losing a loved one is undoubtedly one of life’s most challenging experiences. Amidst the…
Roth Contributions to SEP and SIMPLE IRAs
Navigating the Landscape of Roth Contributions to SEP and SIMPLE IRAs: What We Know So Far As the financial world evolves, so do the tools…
Mastering the Roth Conversion Ladder
Are you looking for a tax-efficient strategy to access your retirement funds before reaching the age of 59½? Enter the Roth Conversion Ladder – a…
Are the “Peak Boomers” Ready?
The last wave of baby boomers, born between 1959 and 1964, approach the age of 65. As a result, a significant shift is set to…
Roth IRA Contributions and Phase-Outs
A Roth IRA presents a compelling option for individuals looking to save for retirement while enjoying tax advantages. Do you qualify for one? Here’s a…
Upcoming Changes in RMD Rules
Required minimum distributions (RMDs) are the minimum amounts you must withdraw from your retirement accounts each year. Typically, you must commence withdrawals from traditional IRA,…
How to Handle an Excess IRA Contribution
If you have earned income from a W-2 job or self-employment, you are eligible to make an annual contribution to a Self-Directed IRA. However, there…
Self-Directed Retirement FAQs
If you’ve ever pondered over the realm of self-directed retirement accounts, you’re not alone. The concept can seem intricate, but fear not, as we’ve compiled…
Simplicity of the SIMPLE IRA
Offering retirement benefits to employees isn’t exclusive to large corporations. Small businesses can also pave the way for their team’s financial security through SIMPLE IRA…
10 Things to Consider Before Investing in a...
Are you considering investing in real estate through a self-directed IRA? If so, you’ve likely pondered the idea but may find yourself short on funds…
Becoming a Passive Real Estate Investor
So, you’ve set your sights on becoming a passive real estate investor? Well, congratulations are in order! After all, a staggering 90% of the world’s…
Accredited Investor Status 2024
Navigating Accredited Investor Status in 2024: Exploring Evolving Criteria and Future Prospects In the realm of investments, the designation of “accredited investor” carries substantial significance.…
Investing in Private Placements with a SDIRA
Self-directed IRAs offer a distinct advantage: the ability to diversify beyond traditional stocks, bonds, and mutual funds. By harnessing the power of alternative assets, investors…
Real Estate Investment Potential with a Self-Directed IRA
In the realm of retirement planning, the conventional approach often revolves around stocks, bonds, and mutual funds. However, for those seeking to diversify their portfolios…
Note Investing in Your IRA
Promissory notes, both secured and unsecured, have gained significant traction among IRA account holders. This surge in popularity stems from the potential for attractive returns…
Advantages of a Self-Directed IRA
In the realm of retirement planning, the Individual Retirement Account (IRA) stands as a cornerstone for many individuals seeking to secure their financial future. However,…
Spotting and Stopping Senior Scams
Scams targeting seniors have become increasingly common in today’s digital age. With the rise of technology and the internet, scammers have found new and sophisticated…
Exploring Dual Member IRA-Owned LLCs
Investors are always seeking innovative ways to maximize their savings and investments. One strategy gaining attention is the use of a dual member IRA-owned Limited…
The Plan Asset Rule – Debt Fund
Recently, uDirect IRA Services fielded a question: “If a Debt Fund passively invests in notes secured in first position by real estate, would the Plan…
