August 21, 2025
What’s Inside Your Solo 401(k) Plan Binder? If you’re self-employed or run a small business with no full-time employees (other than your spouse), the Solo 401(k) is one of the most powerful retirement plans available. But if you’ve recently adopted a Solo 401(k), you’ve likely received a plan binder full…
Latest Blog Posts
April 3, 2024
So, you've set your sights on becoming a passive real estate investor? Well, congratulations are in order! After all, a staggering 90% of the world’s millionaires have utilized this very…
April 3, 2024
Navigating Accredited Investor Status in 2024: Exploring Evolving Criteria and Future Prospects In the realm of investments, the designation of "accredited investor" carries substantial significance. It denotes individuals or entities…
April 1, 2024
Self-directed IRAs offer a distinct advantage: the ability to diversify beyond traditional stocks, bonds, and mutual funds. By harnessing the power of alternative assets, investors can potentially enhance their portfolios…
March 27, 2024
In the realm of retirement planning, the conventional approach often revolves around stocks, bonds, and mutual funds. However, for those seeking to diversify their portfolios and explore alternative investment avenues,…
March 18, 2024
Promissory notes, both secured and unsecured, have gained significant traction among IRA account holders. This surge in popularity stems from the potential for attractive returns and diversification within retirement portfolios.…
March 15, 2024
In the realm of retirement planning, the Individual Retirement Account (IRA) stands as a cornerstone for many individuals seeking to secure their financial future. However, while traditional and Roth IRAs…
March 8, 2024
Scams targeting seniors have become increasingly common in today's digital age. With the rise of technology and the internet, scammers have found new and sophisticated ways to exploit older adults.…
March 5, 2024
Investors are always seeking innovative ways to maximize their savings and investments. One strategy gaining attention is the use of a dual member IRA-owned Limited Liability Company (LLC). Commonly this…
March 5, 2024
Recently, uDirect IRA Services fielded a question: "If a Debt Fund passively invests in notes secured in first position by real estate, would the Plan Asset Rules apply (assuming the…
March 4, 2024
For individuals using retirement accounts, planning for financial stability during their post-employment years is crucial. One strategy often employed is the Substantially Equal Periodic Payments (SEPP) method, also known as…
March 4, 2024
The SECURE Act of 2022 (SECURE 2.0) brought about changes to both individual retirement accounts (IRAs) and employer-sponsored retirement plans. However, akin to prior similar legislation, not all provisions of…
February 29, 2024
The Senate Health, Education, Labor, and Pensions Committee (Senate HELP Committee) convened on February 28, 2024, for a critical hearing titled, “Taking a Serious Look at the Retirement Crisis in…
