August 4, 2026
UBIT and UDFI in a Self-Directed IRA: What Investors Need to Know How operating-business income, leverage, and investment structure can create a current tax obligation inside a retirement account Most people think all income earned inside an IRA is automatically tax-deferred or tax-free. Usually, qualifying investment income receives that treatment—but…
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November 4, 2024
California residents now face the reality of reduced protections for both tax-qualified plans and IRAs. As of January 1, 2025, a new California law will change the landscape for tax-qualified…
October 30, 2024
Self-Directed IRA (SDIRAs) provide investors with an exciting opportunity to break free from the limitations of traditional publicly traded assets. With access to around $40 trillion in U.S. retirement savings,…
October 30, 2024
Individual Retirement Accounts (IRAs) serve as a cornerstone of retirement savings for millions of Americans, providing a tax-advantaged way to accumulate wealth for the future. Understanding how IRA balances vary…
October 25, 2024
Robert Kiyosaki, author of "Rich Dad Poor Dad", warns that traditional retirement accounts like 401(k)s and IRAs may suffer significant losses due to market volatility. He emphasizes diversifying into alternative…
October 23, 2024
Managing Your Retirement Savings: Key IRS Updates for 2025 Managing your retirement savings effectively is essential to ensure a secure and comfortable retirement. Staying informed about IRS rules is particularly…
October 21, 2024
Individual Retirement Accounts (IRAs) offer various benefits to help individuals save for retirement. Each type of IRA and related account has unique rules governing eligibility, contributions, and tax treatment. Below…
October 16, 2024
Spousal IRAs provide an excellent way for married couples to save for retirement, especially if only one spouse earns income. Here’s an overview of how the rules for Spousal IRAs…
October 3, 2024
Capital calls are becoming a growing challenge for limited partners (LPs) in real estate syndications. This is particularly true in the multifamily sector. With shifting market conditions, rising interest rates,…
September 29, 2024
The world of retirement savings is continuously evolving, and 2025 is set to bring new changes to contribution limits across various retirement accounts. This includes IRAs. These estimated adjustments are…
September 21, 2024
The Impact of Self-Directed IRAs on the U.S. Economy: A Path to Diversification and Growth Self-Directed IRAs (SDIRAs) have grown in popularity among savvy investors who seek greater control over…
September 12, 2024
In today’s fluctuating real estate market, investors using Self-Directed IRAs (SDIRAs) need to stay more informed and vigilant than ever. While front-end due diligence is crucial, ongoing oversight is equally…
September 10, 2024
If you earn too much to contribute directly to a Roth IRA, you are not out of luck. The backdoor Roth IRA is a perfectly legal strategy that allows high-income…
