How To Complete a Self-Directed IRA Rollover/Transfer
Many benefits come with self-directed IRAs, such as having the freedom to invest in whatever you want. However, you may be wondering how you can…
New RMD Limits
New Year, new rules. Congress has passed the SECURE Act (Setting Every Community Up for Retirement Enhancement Act) which became effective January 1, 2020. It…
Maximizing Your Retirement Savings
How can you squirrel-away the most retirement savings? If you’re self-employed you can do this easily with a SEP Plan. First available in 1979, the…
Three Things to Understand About Your IRA
If you’re like many people, you’ve worked hard to accumulate a large nest egg in your traditional IRA (including a SEP-IRA). It’s even more critical…
Four Steps to Saving for Retirement
Not saving for retirement? A 2018 Government Accountability Office study found that nearly one-third of Americans age 55 and older don’t have any retirement nest egg even a…
SDIRA ~ Accredited vs. Non-Accredited Investor
When investing in a private placement, also know as a PPM, Crowdfunding, Syndication, etc. you will be asked for your “accredited investor” status. Here, we’ll…
Exceptions to Withdrawal Penalties
Exceptions to Withdrawal Penalties in a Traditional IRA Sometimes we have to break into the piggy bank also known as our IRA. When you have…
Roth IRA Contributions and Conversions
A Roth IRA is a retirement account that accepts after-tax funds. That means you pay taxes on the contributions. The profits then grow tax-exempt.…
What Is a 1099 & 5498?
Did you get a 1099 or 5498 form in the mail? Here is a brief explanation of what 1099 and 5498 tax forms are. The…
Be Self-Reliant by Self-Directing
Retirement is a reality that most all Americans will face as few people work until they die. However only around 30% of people believe they…
“Checkbook LLC” arrangement blows up. Real estate entrepreneur...
Quick Synopsis An engineer from Phoenix made a living doing “Phase I” and similar types of environmental impact reports for purchasers of commercial properties. When…
Financial Tactics on Amazon Prime
A few months ago,uDirect IRA Services participated on a panel of experts. It’s the 7th Annual Financial Tactics Brunch and it’s a live educational…
Inflation and Real Estate Risks
Higher prices for just about everything are raising new concerns about inflation. There are plenty of trends to monitor when it comes to assessing economic…
Commercial Real Estate Investing – Expenses Part II
We will be finishing up the topic of TIMMUR expenses in this posting. Last time we discussed the first 3 of the 6 major expense…
GOP New Tax Rules Full of Boo-Boos
The GOP’s rush to get the tax code rewritten has apparently lead to a lot of unintended mistakes. Experts say they expected a few issues…
What the New Tax Laws Mean for IRAs
Overall, the new tax laws leave IRA savings alone Bullets we dodged: Initially there were concerns about what was called “Rothification” which is the idea…
Due Diligence for Residential Investment Properties
Purchasing residential investment properties with self-directed retirement funds is no different than buying rental properties with after-tax dollars in terms of finding the right property for your Self-Directed IRA,…
Setting up a Solo 401(k) Plan
What is a Solo 401(k) Plan? The 401(k) is an employer-sponsored retirement plan under section 401(k) of the Internal Revenue Code. A 401(k) plan allows…
Investing With Your Self-Directed IRA
Investing Your Self-Directed IRA Funds Once you have your self-directed IRA opened and funded, it’s time to think about investing. The IRS says you can…
Why a Self-Directed IRA? Why Not Something Else?
Thomas’ Story What started out as an internet search about self-directed IRA’s has turned into a friendship that pays tremendous dividends. And, has allowed me…
